Out of Network Benefits

I encourage you to explore your out-of-network benefits. Many clients are able to seek and receive reimbursement from their insurance company for the fee related to therapy services.

I encourage you to contact your insurance provider to determine your out-of-network benefits.

Below are some questions you may want to ask your insurance provider:

• Have I met my deductible? If not, how much of my deductible have I met for my plan year?

• What is my out-of-network deductible for outpatient mental health? (Outpatient is the level of care I provide.)

• What is my out-of-network coinsurance for outpatient mental health? (Coinsurance is the percentage or amount that the individual and the insurance each pay.)

• Do I need a referral from an in-network provider such as my primary doctor to see someone out-of-network?

• How do I submit claim forms for reimbursement? (Claims are forms are sent to your insurance company to receive reimbursement for sessions you paid for out of pocket.)